If you think about the risk to insurers, it is easy to understand why free home insurance, which is more expensive. With regard to fires, for example, if a fire occurs when someone in a house fire may be total loss and can be configured for partial loss or a small loss. If anyone can not at home a total loss is inevitable.
There are many other examples, the most common is the diversion of water or a washing machine hose break. The amount of damage caused by tap water for 7 hours (the time until the owners return from work, for example), and 17 days (the time of the next visit to his neighbor in a vacuum in the home) is huge, and the United States last from a few hundred thousand claims, as well as the walls are covered with mold. Renovation of the house, the water in a few weeks, not several weeks to more than one month, most of the dry should be exempt from the mines, because of the potentially toxic mold. Mold and mold in the house, and they should be treated and killed by a specialist before the new can be dry again.
That's why insurance companies cover the costs of housing, in which one of the losses incurred in order to prevent further damage. If a tree falls on your house, a large part of compensation for a tree service company, to leave the house, and immediately remove the tree in such a way that the hole in the roof, with awning and other damage may be limited in nature.
Owners should know when your house is empty, vacant, or for free, they must have a current policy, in most cases, and implement new policies to meet those needs.
The current situation in which a high level of recovery for many vacant houses, which are in the market, trying to sell is not supported by the insurance companies are increasingly willing to take that risk. In some areas with a large number of executions, there is a huge amount of vandalism on these properties, including the plunder of the pipeline, as well as homeless people who live in houses.
Why most insurance companies is not a threat to the free A Home
Labels: Insurance