The economic crisis makes it difficult for everyone to earn a decent living. Over the past year, millions of Americans lost their jobs because of the recession. But the emotional and financial consequences of losing a steady salary, there is another problem that must be addressed too. One issue that many of the laid-off concerned about their health.
The employer is not willing to pay for effective health care to the employee on the last day of the month in which employment ends. It is very important for people to find health insurance, and for jobs. This is because even if your work directly to your medical insurance will only return after 30 days of the first day of next month.
There are, at least, the difference in the two months that must be filled. In addition, a person may be considered if they are lucky to find a job. Today it is an economically difficult time, the rents in many industries. Here are some alternative sacked worker can see:
Short term medical insurance - health insurance can vary from one month to three years. It is specifically designed to bridge the gap from one to another plan. This type of insurance is the cheapest, but not the costs of treating medical problems. Another disadvantage is that it does not apply to long-term serious illnesses and pregnancy. But as predictable costs such as prescription and patients should be insured.
COBRA - If you are a company with 20 employees, allows their health insurance for 18 months on his own. Because of their high monthly fee, many people with this option if you have a disease, the constant attention.
Personal transformation - this is the same result with the possibility of COBRA, but for small businesses. Individual Conversion will allow staff to your program, plan a group of individual, without conditions.
These three options to employees who were dismissed to enjoy medical benefits until their next job.
After the dismissal of Health Insurance
Labels: Health Insurance