The following were developed by various surveys and sampling of households throughout the country:
If your house vacant, or in conjunction with his friend or relative to the house every Tuesday, for example, not in terms of an existing home insurance. If you regularly deny a claim, because the house is free and is not employed, which indicates that the neighbor was there, things will not change the situation! We think that someone in the house is important, but it does not help to bring home.
The owners of the earthquake in the area of California, as a rule, do not know that they do not have insurance against earthquakes in their homes for protection insurance. (Earthquake off the west coast, is easy to take out insurance as a driver, as well as the costs low.)
More than two-thirds of the owners may not realize that time is lost in the information on the house if the house becomes vacant or empty.
Almost half of homeowners do not realize that they do not have "flood insurance" in their HO5 or HO3 insurance. (Damage caused due to an increase in the water almost never covered by a standard home insurance policy. Some insurance companies will cover the additional flood premiums. For those who live in the flood zone, and the insurance company was unwilling to discuss the U. S. National Flood Insurance available).
About 80% of households do not understand, there is a provision in the insurance, which allows the owner to take action and money (later reimbursed) immediately after the complainant in order to avoid further losses. (The best example would be spending $ 200 to purchase materials for the construction of more than a hole in the roof for the house of moisture in the storm).
About 80% of the owners is not a liability insurance for home insurance and how it protects the financial assets of households and families insured.
About 80% of owners do not realize that this valuable article, as well as items of high value, or mark (eg, jewelry, antiques and art), should correspond to the value of the assessment or the total cost will not be reimbursed by insurance in case of loss.
About 70% did not know I had to do something about their insurance coverage if they are with a friend or relative living in the house and the family was absent. (In such cases, the landlord or the landlord / tenant almost always required).
Home Insurance - By Classification Fiction
Labels: Insurance